Self-Managed Super Fund (SMSF) Term Deposit
p.a.
Your money is secure with Judo Bank
Judo Bank is an authorised deposit-taking institution covered under the Government's Financial Claims Scheme.
Deposits with Judo Bank are covered up to a limit of $250,000 for each account holder. Under the Scheme, an account holder includes the trustee(s) of a superannuation fund (including an SMSF).
Our digital experience is secure and user-friendly with a fast application process and simple digital account management.
About our SMSF Term Deposits
Our SMSF Term Deposits may work for businesses seeking a secure and predictable return on investment, providing attractive interest rates and flexibility of investment terms, supported by the Government’s Financial Claims Scheme.
Our SMSF Term Deposits are only accessible to SMSFs with two or up to four individual trustees or one corporate trustee, with the convenience of applying online.
SMSF Term Deposit rates
| Term | Interest Paid at Maturity | Interest Paid Monthly | Interest Paid Annually |
|---|---|---|---|
| 3 Months | 4.75% p.a. | 4.65% p.a. | |
| 6 Months | 4.80% p.a. | 4.70% p.a. | |
| 9 Months | 4.65% p.a. | 4.55% p.a. | |
| 1 Year | 4.50% p.a. | 4.40% p.a. | |
| 2 Years | 4.20% p.a. | 4.30% p.a. | |
| 3 Years | 4.10% p.a. | 4.20% p.a. | |
| 4 Years | 4.10% p.a. | 4.20% p.a. | |
| 5 Years | 4.15% p.a. | 4.25% p.a. |
| Term | |
| 3 Months | 4.75% p.a. |
| 6 Months | 4.80% p.a. |
| 9 Months | 4.65% p.a. |
| 1 Year | 4.50% p.a. |
| 2 Years | |
| 3 Years | |
| 4 Years | |
| 5 Years |
| Term | |
| 3 Months | 4.65% p.a. |
| 6 Months | 4.70% p.a. |
| 9 Months | 4.55% p.a. |
| 1 Year | 4.40% p.a. |
| 2 Years | 4.20% p.a. |
| 3 Years | 4.10% p.a. |
| 4 Years | 4.10% p.a. |
| 5 Years | 4.15% p.a. |
| Term | |
| 3 Months | |
| 6 Months | |
| 9 Months | |
| 1 Year | |
| 2 Years | 4.30% p.a. |
| 3 Years | 4.20% p.a. |
| 4 Years | 4.20% p.a. |
| 5 Years | 4.25% p.a. |
Features and benefits
Our online application process for eligible SMSFs is fast and easy
Secure digital experience
Apply for and manage your Term Deposit using our simple and secure digital experience.
Growing your investment
At the end of the term, you’ll receive your initial investment plus the interest, provided you hold your Term Deposit until maturity.
Flexibility
Better cashflow management with interest payments that suit you: monthly, yearly, or at maturity. Choose from terms of 3 months up to 5 years.
Your money is put to good use
With no application or monthly account fees, all your savings get put to good use, provided you hold your Term Deposit until maturity.
SMSF Term Deposit Requirements
Only SMSFs with one corporate trustee or with two to four individual trustees are eligible to apply online and must meet the following requirements:
ABN and full name
The SMSF's ABN and full name.
Corporate Trustee
If the SMSF has a corporate trustee, the ACN and full name of the trustee.
Nominated External Bank Account
The SMSF's nominated external bank account details.
General Requirements
For each individual trustee, or director of the corporate trustee, Authorised Representative, Intermediary and/or Related Person you will need to:
Identification
Provide any TWO of the following documents: Current Australian driver’s licence, current Australian passport, or current Medicare card.
Australian resident
Be Australian tax residents and reside permanently in Australia living at an Australian residential address. We cannot accept applications from foreign tax residents. Be over the age of 18.
Mobile phone number and email
Provide an Australian mobile phone number and email address for verification and correspondence purposes (each individual requires a unique email address and phone number).
Frequently asked questions
