Personal Term Deposit rates
Interest rates are current as at 8 April 2025 and are subject to change. The rate may have changed by the time you apply.
Personal
Term Deposit
| Term | Interest Paid at Maturity | Interest Paid Monthly | Interest Paid Annually |
|---|---|---|---|
| 3 Months | 4.75% p.a. | 4.65% p.a. | |
| 6 Months | 4.80% p.a. | 4.70% p.a. | |
| 9 Months | 4.65% p.a. | 4.55% p.a. | |
| 1 Year | 4.50% p.a. | 4.40% p.a. | |
| 2 Years | 4.20% p.a. | 4.30% p.a. | |
| 3 Years | 4.10% p.a. | 4.20% p.a. | |
| 4 Years | 4.10% p.a. | 4.20% p.a. | |
| 5 Years | 4.15% p.a. | 4.25% p.a. |
Interest Paid at Maturity
Interest Paid Monthly
Interest Paid Annually
| Term | |
| 3 Months | 4.75% p.a. |
| 6 Months | 4.80% p.a. |
| 9 Months | 4.65% p.a. |
| 1 Year | 4.50% p.a. |
| 2 Years | |
| 3 Years | |
| 4 Years | |
| 5 Years |
| Term | |
| 3 Months | 4.65% p.a. |
| 6 Months | 4.70% p.a. |
| 9 Months | 4.55% p.a. |
| 1 Year | 4.40% p.a. |
| 2 Years | 4.20% p.a. |
| 3 Years | 4.10% p.a. |
| 4 Years | 4.10% p.a. |
| 5 Years | 4.15% p.a. |
| Term | |
| 3 Months | |
| 6 Months | |
| 9 Months | |
| 1 Year | |
| 2 Years | 4.30% p.a. |
| 3 Years | 4.20% p.a. |
| 4 Years | 4.20% p.a. |
| 5 Years | 4.25% p.a. |
SMSF Term Deposit rates
Interest rates are current as at 8 April 2025 and are subject to change. The rate may have changed by the time you apply.
SMSF
Term Deposit
| Term | Interest Paid at Maturity | Interest Paid Monthly | Interest Paid Annually |
|---|---|---|---|
| 3 Months | 4.75% p.a. | 4.65% p.a. | |
| 6 Months | 4.80% p.a. | 4.70% p.a. | |
| 9 Months | 4.65% p.a. | 4.55% p.a. | |
| 1 Year | 4.50% p.a. | 4.40% p.a. | |
| 2 Years | 4.20% p.a. | 4.30% p.a. | |
| 3 Years | 4.10% p.a. | 4.20% p.a. | |
| 4 Years | 4.10% p.a. | 4.20% p.a. | |
| 5 Years | 4.15% p.a. | 4.25% p.a. |
Interest Paid at Maturity
Interest Paid Monthly
Interest Paid Annually
| Term | |
| 3 Months | 4.75% p.a. |
| 6 Months | 4.80% p.a. |
| 9 Months | 4.65% p.a. |
| 1 Year | 4.50% p.a. |
| 2 Years | |
| 3 Years | |
| 4 Years | |
| 5 Years |
| Term | |
| 3 Months | 4.65% p.a. |
| 6 Months | 4.70% p.a. |
| 9 Months | 4.55% p.a. |
| 1 Year | 4.40% p.a. |
| 2 Years | 4.20% p.a. |
| 3 Years | 4.10% p.a. |
| 4 Years | 4.10% p.a. |
| 5 Years | 4.15% p.a. |
| Term | |
| 3 Months | |
| 6 Months | |
| 9 Months | |
| 1 Year | |
| 2 Years | 4.30% p.a. |
| 3 Years | 4.20% p.a. |
| 4 Years | 4.20% p.a. |
| 5 Years | 4.25% p.a. |
Australian Government Guarantee - Under the Financial Claims Scheme, deposits are protected up to a limit of $250,000 for each account holder at Judo Bank, for more information please visit www.fcs.gov.au.